“I chose Claimsplus Lawyers from a TikTok I saw when…”
Specialists in superannuation insurance claims
Your super may owe you
more than you think.
Millions of Australians have insurance cover hidden inside their superannuation — TPD, income protection, life insurance — and never claim it. Claimsplus finds it, checks your eligibility, and helps you understand what you may be entitled to.
No-win, no-fee
Free claim check
Free ATO Super Search
Australian specialists
Who we are
Australia’s specialist superannuation insurance claim lawyers
Claimsplus Lawyers is a dedicated legal practice specialising exclusively in superannuation insurance claims. We exist for one reason: to help Australians access the insurance entitlements they’ve been paying for — often without knowing it.
We handle the entire process — from identifying your cover across multiple super funds to lodging, negotiating, and litigating your claim if necessary. Our clients pay nothing unless we succeed.
Dedicated super insurance claim specialists
No-win, no-fee — always
Search across all your super accounts
We challenge denied and delayed claims
Guided by Australian lawyers, not call centres
“Dear Vanessa, (and her supporting team) I am writing this letter with deep appreciation and gratitude for the care, patience, and dedication you showed while helping us win my wife's case. For so long, we felt…”
“I can honestly say that the words "thank you" are not…”
What we claim
Every type of superannuation insurance claim
Claimsplus handles the full spectrum of super fund insurance claims — from straightforward cover searches to complex insurer disputes.
Total & Permanent Disability (TPD)
If illness or injury has permanently prevented you from working, you may be entitled to a lump sum benefit through your super. Most Australians don’t know they have this cover.
Income Protection
Your super fund may hold income protection insurance that replaces a portion of your income if you’re unable to work due to illness or injury. Many policies go unclaimed.
Terminal Illness
A terminal diagnosis may entitle you to an early release of your super benefits and life insurance payout. Claimsplus guides families through this process with care.
Death Benefit
Superannuation funds hold life insurance for members. If a loved one has passed, their super fund likely holds a benefit that the family is entitled to claim.
Denied or Delayed Claims
Insurers regularly deny or delay legitimate claims. If your claim has been rejected, Claimsplus can challenge the decision and fight for the outcome you deserve.
Super Insurance Search
Millions of Australians have insurance entitlements sitting inside their superannuation accounts — and have never checked. We search your super funds and identify possible super-linked entitlements.
Super Class Action
We are investigating whether super fund trustees failed to disclose insurance cover to members. If your fund never told you about cover you were paying for, you may be eligible to join.
Our specialist service
Super Claims — find how much you can claim
Most Australians have been paying for insurance through their super for decades without ever checking what they have — or whether they can claim. Our Super Claims service searches every fund, identifies all cover, and pursues every entitlement on your behalf.
Search all your super funds — past and present
Identify TPD, income protection, and life cover
Assess eligibility against your specific policy
Lodge and manage the entire claim for you
No upfront cost — no-win, no-fee
1 in 3 Australians
have unclaimed super insurance — most don’t know it exists
Average $110,000
recovered per successful TPD super insurance claim
3–6 months
typical claim timeline from assessment to resolution
No win, no fee
you pay nothing unless your claim succeeds
The process
Simple, clear, no surprises
01
Free Claim Check
Complete our simple online form. We review your situation and identify all potential insurance entitlements across your superannuation accounts — at no cost.
02
We Search & Assess
Our specialists search your super funds, identify your cover, and provide a clear assessment of your eligibility. We handle the paperwork and insurer correspondence.
03
We Claim, You Get Paid
Claimsplus manages your claim through to resolution on a no-win, no-fee basis. You only pay if we win. Most clients receive their outcome within 3–6 months.
What our clients say
Real stories from Australians who found cover they didn’t know they had.
“For the majority of the time I dealt with Vanessa through HSA legal ending as Claimspluss Lawyers. I found Vanessa genuine, caring and intelligent all three things are becoming even more rare now days as there is a big differance between nice and kind. When I could not reach…”
“The level of commitment and diligence that was shown to me through out the duration of my claim has been second to none. The claim process from my prospective was effortless with very limited action actually being required on my part other than providing authority in one form or…”
“I recently engaged the services of Claimsplus Lawyers and can't recommend them highly enough. Davina and Vanessa were professional, empathetic and worked so very hard to help me and I am so glad I chose them to achieve the best outcome possible.”
“Life changing! I've been bed ridden for over 10 years. Kind and caring staff helped me through the process. Must do! Thank you Athelene and team.”
“To claim plus lawyers I would like to thank you for everything you guys have done. Your help with my claim was so easy and reassuring in the steps. You outlined everything with professionalism and dedication. With updating, call's on ongoing matters and the persistence in…”
“Athelene helped me with my TPD claim after a car crash injury. She was absolutely fantastic to deal with and would highly recommend getting in touch if you need to look into a TPD claim.”
Common questions
Frequently asked questions
Most super funds include default life insurance cover — typically a combination of life (death) cover, total and permanent disability (TPD) cover, and sometimes income protection. You were likely enrolled automatically when you joined the fund. Check your most recent super statement or call your fund to confirm.
The three main types are: Life (death benefit) insurance — pays a lump sum on death or terminal illness. TPD insurance — pays a lump sum if you become totally and permanently disabled. Income protection — pays a monthly benefit (usually 75% of income) if illness or injury stops you from working.
Yes — and this is important. Many Australians have accumulated multiple super accounts over their working life. Each fund may hold separate insurance cover. Claimsplus Lawyers will locate all your accounts and assess each one for a potential claim.
Cover can apply from your very first day of employment under some policies. However, pre-existing condition exclusions may apply during the first 12 months. We will review your specific policy wording to assess your entitlement.
Yes. Insurance cover often continues even after you’ve left an employer, as long as your super account remained active and premiums were being paid. We can check this for you as part of your free assessment.