“Found cover I didn’t know I had”
Specialists in superannuation insurance claims
Your super fund may owe you more than you think.
Millions of Australians have insurance cover hidden inside their superannuation — TPD, income protection, life insurance — and never claim it. Claimsplus finds it, pursues it, and fights for every dollar you’re owed.
No-win, no-fee
Free claim check
Australian specialists
Since 2010
Who we are
Australia’s specialist superannuation insurance claim lawyers
Claimsplus Lawyers is a dedicated legal practice specialising exclusively in superannuation insurance claims. We exist for one reason: to help Australians access the insurance entitlements they’ve been paying for — often without knowing it.
We handle the entire process — from identifying your cover across multiple super funds to lodging, negotiating, and litigating your claim if necessary. Our clients pay nothing unless we succeed.
Dedicated super insurance claim specialists
No-win, no-fee — always
Search across all your super accounts
We challenge denied and delayed claims
Guided by Australian lawyers, not call centres
“Claimsplus found TPD cover inside my super that I never knew existed. They handled everything and I received a life-changing payout. I can’t thank them enough.”
“Handled everything — I barely had to lift a finger”
What we claim
Every type of superannuation insurance claim
Claimsplus handles the full spectrum of super fund insurance claims — from straightforward cover searches to complex insurer disputes.
Total & Permanent Disability (TPD)
If illness or injury has permanently prevented you from working, you may be entitled to a lump sum benefit through your super. Most Australians don’t know they have this cover.
Income Protection
Your super fund may hold income protection insurance that replaces a portion of your income if you’re unable to work due to illness or injury. Many policies go unclaimed.
Terminal Illness
A terminal diagnosis may entitle you to an early release of your super benefits and life insurance payout. Claimsplus guides families through this process with care.
Death Benefit
Superannuation funds hold life insurance for members. If a loved one has passed, their super fund likely holds a benefit that the family is entitled to claim.
Denied or Delayed Claims
Insurers regularly deny or delay legitimate claims. If your claim has been rejected, Claimsplus can challenge the decision and fight for the outcome you deserve.
Super Insurance Search
Millions of Australians have insurance entitlements sitting inside their superannuation accounts — and have never checked. We search your super funds and identify what you’re owed.
Our specialist service
Super Claims — find what your fund owes you
Most Australians have been paying for insurance through their super for decades without ever checking what they have — or whether they can claim. Our Super Claims service searches every fund, identifies all cover, and pursues every entitlement on your behalf.
Search all your super funds — past and present
Identify TPD, income protection, and life cover
Assess eligibility against your specific policy
Lodge and manage the entire claim for you
No upfront cost — no-win, no-fee
1 in 3 Australians
have unclaimed super insurance — most don’t know it exists
Average $110,000
recovered per successful TPD super insurance claim
3–6 months
typical claim timeline from assessment to resolution
No win, no fee
you pay nothing unless your claim succeeds
The process
Simple, clear, no surprises
01
Free Claim Check
Complete our simple online form. We review your situation and identify all potential insurance entitlements across your superannuation accounts — at no cost.
02
We Search & Assess
Our specialists search your super funds, identify your cover, and provide a clear assessment of your eligibility. We handle the paperwork and insurer correspondence.
03
We Claim, You Get Paid
Claimsplus manages your claim through to resolution on a no-win, no-fee basis. You only pay if we win. Most clients receive their outcome within 3–6 months.
What our clients say
Real stories from Australians who found cover they didn’t know they had.
“I had no idea I had TPD cover inside my super until Claimsplus checked for me. The whole process was straightforward and the team kept me informed every step of the way. I can’t recommend them enough.”TPD
“After my injury I was struggling financially. Claimsplus found income protection insurance inside my super that I didn’t even know existed. The team was compassionate and professional throughout.”Income Protection
“Claimsplus handled everything with minimal involvement from me. They found insurance inside my super, managed the entire claim, and kept me updated throughout. Exceptional service from start to finish.”Super Claims
“Going through a terminal illness diagnosis was incredibly difficult. Claimsplus handled the claim sensitively and efficiently, taking every possible burden off our family at the hardest time.”Terminal Illness
“My insurer denied my claim twice. Claimsplus took on the fight, challenged their decision, and got it overturned. I wouldn’t have known where to start without them.”Denied Claim
“I’d been paying into super for 20 years and never thought to check what insurance cover I had. Claimsplus found it, explained everything clearly, and handled the whole process. Highly recommend.”Super Claims
Common questions
Frequently asked questions
Most super funds include default life insurance cover — typically a combination of life (death) cover, total and permanent disability (TPD) cover, and sometimes income protection. You were likely enrolled automatically when you joined the fund. Check your most recent super statement or call your fund to confirm.
The three main types are: Life (death benefit) insurance — pays a lump sum on death or terminal illness. TPD insurance — pays a lump sum if you become totally and permanently disabled. Income protection — pays a monthly benefit (usually 75% of income) if illness or injury stops you from working.
Yes — and this is important. Many Australians have accumulated multiple super accounts over their working life. Each fund may hold separate insurance cover. Claimsplus Lawyers will locate all your accounts and assess each one for a potential claim.
Cover can apply from your very first day of employment under some policies. However, pre-existing condition exclusions may apply during the first 12 months. We will review your specific policy wording to assess your entitlement.
Yes. Insurance cover often continues even after you’ve left an employer, as long as your super account remained active and premiums were being paid. We can check this for you as part of your free assessment.