What kind of help is available?
If you’re in a position where you need financial help – whether it’s mounting debt or emergency food and housing – there is assistance available.
If you’re feeling overwhelmed by money or personal issues, it can be hard to know where to turn. You don’t have to go it alone.
In an emergency, there are services to help you with food, housing, and bills, as well as emotional support.
Ask Izzy provides a directory of 370,000 support services throughout Australia, helping you to locate one nearby.
No Interest Loans (NILs)
Borrow up to $2000 for essential goods and services with no fees, no interest, ever. You pay back only what you borrow and nothing more.
Food and bills
Charities and community organisations have emergency relief services to help you with things like:
- food vouchers or food parcels
- transport vouchers
- chemist vouchers
- clothing or furniture
- part-payment of utility bills
- help with back-to-school costs
Contact your nearest:
- Salvation Army 13 72 58
- Anglicare 111111
- St Vincent de Paul Society 13 18 12
- local community centre, church or community organisation
For a full list of emergency relief services, see the Department of Social Service Grant Services Directory or Ask Izzy.
Government help
Centrelink
Centrelink provides a payment to people eligible for income support.
Call 132 850, 8 am to 5 pm, Monday to Friday.
Crisis Payment
You may be able to get a payment if you’re in severe financial hardship following extreme circumstances. After a natural disaster, for example.
The Services Australia website has more information about crisis payments.
Advance Payment
If you already get a Centrelink payment, you may be able to get an advance payment. This is money you would be getting from your existing payment but it’s paid early. It’s not an extra payment.
Emotional help
If you’re going through a personal crisis, help is available. Contact one of these free and confidential services.
Crisis support
Lifeline
Tel: 13 11 14
24 hours
Lifeline’s crisis support online chat
Depression or anxiety
Beyond Blue
Tel: 1300 22 46 36
24 hours
Beyond Blue’s web chat (3pm to 12am)
Sexual assault, domestic or family violence counselling
1800RESPECT
Tel: 1800 737 732
24 hours
Alcohol or other drug use
Family Drug Support Australia
Tel: 1300 368 186
24 hours
Gambling
Gambling Help Online
National Gambling Helpline
Tel: 1800 858 858
24 hours
Emergency housing
If you’re homeless or in a housing crisis, your state or territory government can help.
They provide temporary emergency accommodation in places like low-cost hotels, motels and caravan parks. They may also be able to help with a rental bond.
Contact your state or territory housing department to see if you’re eligible.
NSW
Family and Community Services Link2home
Tel: 1800 152 152
24 hours
ACT
Housing and Community Services ACT OneLink
Tel: 1800 176 468
8am to 6pm, Monday to Friday
12:15pm to 3:30pm, Saturday and Sunday
VIC
HousingVic
Tel: 1800 825 955
9am to 5pm, Monday to Friday
24 hours on weekends and public holidays
QLD
Homeless Hotline
Tel: 1800 474 753
24 hours
WA
Entrypoint Perth
Tel: 1800 124 684 (includes regional WA)
9am to 7pm, Monday to Friday
9am to 5pm, Saturday
Closed public holidays
SA
Homelessness Gateway
Tel: 1800 003 308
24 hours
TAS
Housing Tasmania Housing Connect
Tel: 1800 800 588
24 hours